Pre-arrangement is an increasingly popular way to plan a funeral, offering peace of mind for both you and your family. Some choose this approach to avoid placing a burden on loved ones, others appreciate having every detail taken care of in advance, and some may have no one else available to make arrangements on their behalf.
There is no “one-size-fits-all” service. Each person and family has unique needs, customs, and traditions. At Hall Funerals, we are committed to helping you create a meaningful service that reflects what is most important to you, we take the time to listen to your desires when arranging a pre-paid funeral, we guide you in selecting all the essentials that suit your circumstances and wishes. Whatever your situation or preferences, we are here to provide support and guidance.
When a death occurs, the next of kin typically assumes primary responsibility for the arrangements. Making decisions on behalf of someone without knowing their preferences can be one of the most challenging tasks a person faces. By having your choices and instructions documented with a funeral director, you remove uncertainty and ease the burden on your loved ones. It is also important to keep a copy of your pre-arrangement forms and share them with family members so everyone understands your wishes. Including your family’s input ensures that your plans consider those who will be most affected by your passing.
Our goal is to ensure your complete satisfaction by allowing you to choose the type of service that truly reflects your wishes.
Funding Your Pre-Arrangement
While it isn’t required, pre-funding helps lift some or all of the financial responsibility from your family during a difficult time. Considering how to fund your pre-arrangement can bring further peace of mind.
It also guarantees that the service you choose can be carried out as planned, with sufficient funds available when the time comes. We offer a variety of flexible options to suit your needs, from a one-off lump-sum payment to convenient monthly direct debits, enabling you to plan with confidence and care.
A Simple Solution
A Funeral Bond offers a safe and straightforward way to plan ahead.
They are designed solely for funeral costs, with funds only released when needed. It is a secure, reliable investment with a capital guarantee, ensuring that the money you set aside – plus any annual bonuses – will be available when the time comes.
It is flexible and portable and not tied to a specific location.
A Secure Investment
A funeral bond offers a clear, unconditional guarantee. The funds are managed by the Friendly Society, invested in conservative, low-risk assets such as fixed interest and cash deposits, ensuring your investment remains safe and secure.
Maximise your Pension
Funds up to $15,750 (as at 1.7.2025) in a Funeral Bond do not count in your assets test for Services Australia (Centrelink) and may help improve pension entitlements. The bond grows with annual bonuses, which don’t affect your personal taxes and don’t need to be reported on your tax return. Any tax considerations are generally handled through the estate, making it an easy and sensible way to plan ahead.
Financial and Emotional Benefits of a Funeral Bond
Investing in a Funeral Bond provides a range of financial advantages. Money placed in the bond is exempt from the means tests for Services Australia, and any earnings from the bond do not affect your personal income tax.
Beyond the financial benefits, a Funeral Bond also offers emotional peace of mind. It ensures that funds are set aside for your future funeral, giving you the reassurance that your loved ones will be protected from potential financial strain.
Upon death, the funeral home claims the funds directly from the relevant friendly society. If the funeral costs exceed the bond balance, the family or estate is responsible for covering the difference. Conversely, if there are surplus funds remaining in the bond, these are returned to the estate.
Hall Funerals Office and Chapel